Personal Retirement Accounts

Saving for Your Future

It’s never too late to start planning for retirement. We offer both Traditional and Roth IRAs.

  • Plans are eligible for roll-over contributions from other qualified plans (such as employer sponsored 401K’s) (Visit our learning center to learn more)
  • FDIC Insured
  • All Certificates of Deposit and our Savings Account are eligible for inclusion in an IRA Plan.
  • No administration fees

Traditional IRA

Qualifying contributions may be tax deductible and earnings are tax deferred. 70-1/2 is the maximum age for making a contribution. Distributions are required at age 70-1/2.

Roth IRA

Contributions are made with after-tax dollars. If certain requirements are met, qualifying withdrawals may be tax free. There is no age limit for making contributions as long as you have earned income. (Visit our learning center to learn more)

We recommend contacting your tax or legal advisor for specific questions regarding eligibility, deductability, distributions and penalties and how they may affect you.