Personal Checking

Connecting You with Where You Want to Be.

From valuable features to the extras you’ve come to expect, a checking account from Eaton Federal delivers the utmost in convenience and value. Choose from a range of account types with features that fit your unique needs, no matter your financial goals.

View and compare our checking accounts

to find out which one best suits your needs and lifestyle.

Connect Rewards

Our most feature-packed account!

Key Benefits

  • High yield interest with electronic activity1
  • Free foreign ATMs2
  • $250 off Eaton Federal mortgage closing costs 

Monthly Fee

$15.00 (waived with $2,500 average daily balance or an Eaton Federal loan with autopay)

Additional Features

  • 0.25% discount on new consumer, auto, and fixed home equity loans with autopay
  • Free overdraft protection with a linked Eaton Federal account
  • eStatements required 

Connect Plus

Extra benefits with premium security features.

Key Benefits

  • ID Protect, credit file monitoring, and cell phone protection
  • AD&D Insurance
  • Free foreign  ATMs2
  • $250 off Eaton Federal mortgage closing costs

Monthly Fee

$5.95 with eStatements or $8.95 with paper statements

Additional Features

  • 0.25% discount on new consumer, auto, and fixed home equity loans with auotpay
  • Free overdraft protection with a linked Eaton Federal account
  • Shopping, travel, and health discounts 

    Connect Interest

    All the basics plus earn interest.

    Key Benefits

    • Earn interest on all balances

    Monthly Fee

    $10 (waived with $1,000 average daily balance)

    Additional Features

    • Free overdraft protection with a linked Eaton Federal account

      Connect

      A straightforward, no-nonsense account.

      Key Benefits

      • No monthly fee or minimum balance

      Monthly Fee

      $0 (eStatements required)

      Additional Features

      • Customers age 65 and over can receive paper statements at no charge

      Are you 18 or younger? Ask a representative about our Edge Checking – a great starter account for teens.

      All our checking accounts include these convenient services to simplify your banking:

      Need to Reorder Checks?


      1. To earn premium rate, account requirements must be met. Account requirements include, 12 debit card (POS) transactions or more to post and clear each statement cycle, and receiving e-statements.

      2. Up to $6 in foreign ATM fees and up to $6 in Eaton Federal foreign ATM withdrawal fees refunded per statement cycle.

      3. Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.

      4. Overdrafts can be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.



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