Borrow Smarter


Ready to make a change?

If you've got big projects planned for your home, a home equity loan could be just the ticket to make them happen. It is one of the smartest, most economical ways to borrow money and is an unbeatable source of borrowing power:

  • No closing costs
  • Interest is usually tax deductible
  • Fixed and variable options are available
  • Flexible - use it for home improvements, a new vehicle purchase, debt consolidation, and more
Variable Rate Home Equity Line of Credit
Rates as low as
Up to 20-year draw period
Fixed Rate Home Equity Loan
Rates as low as
15-year term

Whatever you have on tap, get the money you need at a price you can afford. Trust the home lending experts at Eaton Federal. Call us at 866-699-3372 or apply online and get started today!

NMLS# 403615 †The APRs (Annual Percentage Rate) are effective as of 06/25/19 and are subject to change without notice. Higher rates may apply based on the applicant’s credit score. Property and flood (if applicable) insurance is required. This offer is subject to credit approval. Fixed Home Equity Loan rate is based on a $50,000 loan amount with 180 payments of $385.70, assumes no mortgage insurance and automatic payments from an Eaton Federal account. Rate is 0.25% higher without automatic payments. Home Equity Line of Credit is a variable rate loan based on the index known as the Prime Rate as published in the Wall Street Journal. Accordingly, the rate and minimum monthly payment can change. The maximum rate will never exceed the lesser of 18% or the highest rate allowable under state or federal law. Home Equity Line of Credit is a 20 year balloon loan which requires monthly payments of interest only for 240 months plus the outstanding principal balance owing at maturity. While fees and charges due to third parties at opening may range from $0 to $803, there are no bank fees. For most borrowers there are no fees due at opening. There are no transaction, membership or annual fees on this account.

‡Consult tax advisor regarding deductibility of interest.

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