| Fixed Rate Programs |
Interest Rate |
APR |
Principal & Interest Pmt |
Fees |
Months |
Fixed-30 Year Owner Occupied Conforming |
3.625% |
3.692% |
$570.06 |
$718.75 |
360 |
Fixed-20 Year Owner Occupied Conforming |
3.500% |
3.593% |
$724.95 |
$718.75 |
240 |
Fixed-15 Year Owner Occupied Conforming |
3.125% |
3.243% |
$870.76 |
$718.75 |
180 |
| Adjustable Rate Programs |
Interest Rate |
APR |
Principal & Interest Pmt |
Fees |
Months |
A.R.M.-7/1 Owner Occupied Conforming |
3.125% |
3.190% |
$535.47 |
$718.75 |
1-84 |
| Payments 85-96 |
3.125% |
3.190% |
$535.47 |
above |
85-96 |
| Payments 97-108 |
3.125% |
3.190% |
$535.47 |
above |
97-108 |
| Payments 109-360 |
3.125% |
3.190% |
$535.47 |
above |
109-360 |
A.R.M.-3/3 Owner Occupied Conforming |
2.875% |
3.330% |
$518.62 |
$718.75 |
1-36 |
| Payments 37-72 |
3.375% |
3.330% |
$549.69 |
above |
37-72 |
| Payments 73-108 |
3.375% |
3.330% |
$549.69 |
above |
73-108 |
| Payments 109-360 |
3.375% |
3.330% |
$549.69 |
above |
109-360 |
| ALL RATES LISTED DIRECTLY ABOVE MAY INCREASE AFTER CONSUMMATION. |